PM-26-036: Enhanced Coverage Option, Margin Coverage Option, and Supplemental Coverage Option Endorsement Changes Effective for the 2027 and Succeeding Crop Years
BACKGROUND:
On July 4, 2025, the One Big Beautiful Bill Act (“OBBBA”, officially designated as H.R.1) was signed into law. OBBBA allowed the Supplemental Coverage Option (SCO) Endorsement to be purchased regardless of an insured’s Area Risk Coverage (ARC) election with the Farm Service Agency and increased the maximum coverage level from 86 to 90 percent. On August 15, 2025, the Federal Crop Insurance Corporation (FCIC) Board of Directors approved corresponding coverage level changes for the Enhanced Coverage Option (ECO) and Margin Coverage Option (MCO) Endorsements.