Blueberries

All of your blueberries in a county are insurable if:

• The actuarial documents provide premium rates;
• They are varieties of the Highbush or Rabbiteye types that are adapted to the area where planted;
• They are grown on acreage that has produced an average of at least 1,000 pounds per acre in at least 1 of the 3 previous crop years;
• Your insurance company, after inspection, finds them acceptable (inspection is required for newly insured acreage); and
• You have a share in the blueberries.

Alabama - Baldwin County

Florida - Alachua, Citrus, De Soto, Hardee, Hernando, Highlands, Hillsborough, Lake, Marion, Orange, Pasco, Polk, Putnam, and Sumter counties.

Georgia - Appling, Atkinson, Bacon, Berrien, Brantley, Burke, Clinch, Coffee, Colquitt, Jeff Davis, Lanier, Long, Pierce, Ware, and Wayne counties.

South Carolina - Horry County.

You are protected against the following:

• Adverse weather conditions;
• Earthquake;
• Failure of irrigation water supply, if caused by an insured peril during the insurance year;
• Fire;
• Insects or plant disease, but not damage due to insufficient or improper application of control measures;
• Insufficient chilling hours;
• Volcanic eruption; or
• Wildlife, unless appropriate control measures have not been taken.

Acreage Report - You must report all acres of the crop, in which you have a share in the county, to your crop insurance agent by the acreage reporting date.

Production Report - A production report, by type, is required by the production reporting date. You must also report:

• The number of bearing bushes on insurable and uninsurable acreage;
• The age of the bushes;
• The planting pattern;
• Any damage to or removal of bushes; and
• Any change in practices or other circumstances that may reduce yield potential.

You must perform the following duties in the event of damage or loss:

• Notify your crop insurance agent within 72 hours of the initial discovery of damage;
• Within three days of the date of harvest if the crop will not be harvested; or
• Within 24 hours if any cause of loss occurs within 15 days of harvest or during harvest. Talk to your crop insurance agent for additional requirements and details.

Approved Yield - The average of the actual production history (APH) yields, assigned or adjusted yields, or unadjusted transitional yields that are calculated and approved by your insurance company.

Cancellation Date - The calendar date, in the crop provisions, when coverage for the crop will automatically renew unless canceled, in writing, by either you or the company, or terminated according to your policy’s terms.

Price Election - The value per pound of fruit used to determine premium and indemnity under the policy. For more information talk to your crop insurance agent or see the Web Actuarial Information Browser.

Production Guarantee - Pounds guaranteed per acre determined by multiplying your approved yield by the coverage level percentage you choose.

Coverage levels range from 50 to 75 percent of your approved APH yield. You may choose one coverage level for all your irrigated acreage in the county and a different coverage level for all your non-irrigated acreage. For example, an approved yield of 4,000 pounds per acre would result in a guarantee of 3,000 pounds per acre at the 75 percent coverage level. Crop insurance premiums are subsidized as shown in the following table. For example, if you choose the 75 percent coverage level, your premium share would be 45 percent of the premium.

Assume Rabbiteye blueberry with an approved yield of 4,000 pounds per acre, 65 percent coverage level, 100 percent price election of $0.77, 100 percent share, and a one-acre basic unit. Due to an insurable cause of loss, the production-to-count is 500 pounds.