Actual Production History
Actual Production History (APH) policies insure producers against yield losses due to natural causes such as drought, excessive moisture, hail, wind, frost, insects, and disease. The producer selects the amount of average yield to insure; from 50-75 percent (in some areas to 85 percent). The producer also selects the percent of the predicted price to insure; between 55 and 100 percent of the crop price established annually by RMA. If the harvested plus any appraised production is less than the yield insured, the producer is paid an indemnity based on the difference. Indemnities are calculated by multiplying this difference by the insured percentage of the price selected when crop insurance was purchased and by the insured share.
2017 Policy Footnote 1 - Footnote 1 – The CAT coverage offered under ARPI is equivalent to the CAT coverage previously offered under the Group Risk Plan (GRP) which ARPI is replacing. Group coverage is required to be 'comparable coverage' to an individual plan, for which CAT is statutorily defined as 50 percent of yield and 55 percent of price. RMA has determined that comparable area-based coverage is 65 percent of yield and 45 percent of price.
2017 Policy Footnote 6 - Footnote 6 – Ineligibility Amendment (15-Ineligibility) modifies the Area Risk Protection Insurance Basic Provisions, Common Crop Insurance Policy Basic Provisions, Livestock Gross Margin for Cattle Insurance Policy Basic Provisions, Livestock Gross Margin for Dairy Cattle Insurance Policy Basic Provisions, Livestock Gross Margin for Swine Insurance Policy Basic Provisions, Livestock Risk Protection Insurance Policy Basic Provisions, Rainfall and Vegetation Index Plan of Insurance Basic Provisions for the 2015 and succeeding crop years for all crops with a 2015 contract change date on or after April 30, 2014, and for the 2016 and succeeding crop years for all crops with a 2015 contract change date prior to April 30, 2014.
2017 Policy Footnote 7 - Footnote 7 - Common Crop Insurance Policy, Basic Provisions (17-BR) apply with the Crop Provisions for the 2017 crop year for all crops with a 2017 contract change date on or after June 30, 2016.