1400 Independence Avenue, SW
Stop 0801
Washington, DC  20250-0801


August 28, 2020


All Approved Insurance Providers
All Risk Management Agency Field Offices
All Other Interested Parties


Richard H. Flournoy, Deputy Administrator /s/ Richard H. Flournoy    8/28/2020


California Citrus Tree Crop Insurance Program Effective for the 2021 and Succeeding Crop Years

On August 15, 2019, the Federal Crop Insurance Corporation Board of Directors approved the California Citrus Tree (CCT) Crop Insurance Program, under section 508(h) of the Federal Crop Insurance Act. Features of the program effective for the 2021 and succeeding crop years in select California counties include:

  • Coverage for grapefruit, lemons, mandarins, oranges, tangelos, tangerines, and any other citrus trees designated in the actuarial documents.
  • Separate insurance policies for each commodity, with a separate administrative fee charged for each commodity the producer elects to insure. For example, this allows producers to insure all their lemon trees and none of their grapefruit trees and allows varying coverage levels by commodity.
  • Occurrence Loss Option (OLO), which is also available in the other tree-based dollar products, is available for an additional premium.
  • Insureds with freeze protection are eligible for a premium discount.
  • Coverage of citrus trees by age is available from planting to 4 years.
  • Insurable causes of loss are freeze, fire, and failure of the irrigation water supply if caused by an unavoidable naturally occurring event.

The following documents will be available by close of business today on the RMA website at

  • California Citrus Tree Crop Provisions (21-CCT)
  • California Citrus Tree Crop Insurance Standards Handbook (FCIC-20560U)
  • California Citrus Tree Loss Adjustment Standards Handbook (FCIC-20560L)

The 2021 crop year sales closing date for the California Citrus Tree Crop Insurance Program is November 1, 2020. Interested producers should contact a crop insurance agent for further information. A list of agents can be found on the RMA website at


December 31, 2021

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