Actual Revenue History Processing Tart Cherry Pilot


Crop Insured

You can insure processing tart cherries if they are:

  • Grown on acreage that has produced at least 3,900 pounds per acre in 1 of the 5 previous crop years;
  • Varieties adapted to the area;
  • Irrigated or non-irrigated; and
  • Grown in an orchard that is considered acceptable.
Counties Available
Processing tart cherries are insurable in Allegan, Antrim, Benzie, Berrien, Charlevoix, Grand Traverse, Kent, Leelanau, Manistee, Mason, Muskegon, Newaygo, Oceana, and Van Buren counties.
Causes of Loss

You are protected against the following:

  • Adverse weather;
  • Earthquake;
  • Failure of irrigation water supply;
  • Fire, unless you have not controlled weeds and other undergrowth or if you have not removed pruning debris from the orchard;
  • Inadequate market price;
  • Insect damage and/or plant disease, unless you have insufficiently or improperly applied pest or disease control measures;
  • Volcanic eruption; or
  • Wildlife.
Insurance Period

For the first crop year, coverage begins the later of:

  • Ten days after your application is received; or
  • November 21, 2017.

For carryover policies, coverage begins:

  • The day immediately following the end of the insurance period for the prior crop year.

Physical damage coverage ends at the earliest of:

  • Total destruction of the crop;
  • Harvest of the crop;
  • Final adjustment of a loss;
  • Abandonment of the crop; or
  • August 15, 2018.

For revenue loss, due to an inadequate market price, coverage ends January 15, 2019.

Important Dates
  • Sales Closing / Cancellation Date………… November 20, 2017
  • Revenue Report………… January 15, 2018
  • Acreage Report………… January 15, 2018
Reporting Requirements

Revenue Report - You must submit revenue reports to your agent by the revenue reporting date.

These reports must:

  • Contain insurable acreage for each crop year reported, including your share;
  • Contain production harvested, sold, and any appraised production;
  • Contain the amount of your revenue from sales; and
  • Be supported by written, verifiable records, measurement of stored production, or other approved records.

Acreage Report - You must report all of your acreage to your insurance agent by the acreage reporting date. You must notify your agent of any losses, in writing, when evident.


Annual Revenue - Your aver age revenue per insured acre, based on a 100 percent share equivalent for a crop year. It is calculated from the records you submit and indemnity claims you sign.

Inadequate Market Price - A pr ice that results in annual revenue being less than your insurance amount per acre.

Expected Revenue Factor - Your likely revenue per acre with a normal yield and an anticipated price.

Payment Factor - The percentage of the price that you receive in the event of a loss. You choose the payment factor.

Coverage Levels and Premium Subsidies

Crop insurance premiums are subsidized as shown in the following table. For example, if you choose the 75 percent coverage level, the premium subsidy is 55 percent and your premium share is 45 percent of the base premium.

Item Percent
Coverage Level
50 55 60 65 70 75
Premium Subsidy
67 64 64 59 59 55
Your Premium Share
33 36 36 41 41 45
Coverage Options

Actual Revenue History (ARH) - The only insurance plan available for processing tart cherries. Your production guarantee is based on your individual revenue history.

Catastrophic Risk Protection coverage is not available for the ARH Processing Tart Cherry Pilot program.

Loss Example

Assume 100 percent share in 10 acres of tart cherries and a single unit. You certify revenue at $1,800 per acre and RMA provides an expected revenue factor of 1.00. You chose the 75 percent coverage level and a payment factor of 85 percent.

$1,800 Certified Revenue
Percent Share
0.75 Coverage Level
$1,350 Revenue Coverage per acre
1.00 Revenue Factor
$1,350 Total Value per acre
Payment Factor
$1,148 Total Liability per acre

You harvest a normal crop, but an inadequate market price causes your revenue to be only $4,000. Your payment is calculated as:

10 Acres
$1,350 Total Value per acre
$13,500 Total Insurance
$4,000 Revenue
0.85 Payment Factor
$8,075 Final Payment
Where to Buy Crop Insurance
You can buy a crop insurance policy from an approved participating insurance agent. A list of crop insurance agents is available at all USDA service centers and on the RMA web site. Agent Locator

  Regional Office Visit

  • Brian Frieden, Director
    3500 Wabash Ave.
    Springfield, IL 62711-8287
  • Phone: 217-241-6600
  • Fax: 217-241-6618
  • Email:
This fact sheet gives only a general overview of the crop insurance program and is not a complete policy. For further information and an evaluation of your risk management needs, contact a crop insurance agent
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