Department of Agriculture
Risk Management Agency Fact Sheet
2018 Crop Year
Springfield Regional Office — Springfield,IL
Actual Revenue History Sweet Cherry Pilot
- Crop Insured
You can insure sweet cherries if they are:
- Grown on acreage that has produced at least 4,000 pounds per acre in 1 of the 5 previous crop years;
- Varieties adapted to the area;
- Grown for fresh or processing cherry production;
- Grown in an orchard that is considered acceptable; and
- Not directly marketed, unless you notify your agent at least 15 days before your cherries are sold by direct marketing.
- Counties Available
Sweet cherries are insurable in Antrim, Benzie, Grand Traverse, Leelanau, Manistee, Mason, and Oceana County.
- Causes of Loss
You are protected against the following:
- Adverse weather;
- Failure of irrigation water supply;
- Fire, unless you have not controlled weeds and other undergrowth or if you have not removed pruning debris from the orchard;
- Inadequate market price;
- Insect damage and/or plant disease, unless you have insufficiently or improperly applied pest or disease control measures;
- Volcanic eruption; or
- Insurance Period
For the first crop year, coverage begins the later of:
- Ten days after your application is received; or
- November 21, 2017
For carryover policies, coverage begins:
- The day immediately following the end of the insurance period for the prior crop year.
Physical damage coverage ends at the earliest of:
- Total destruction of the crop;
- Harvest of the crop;
- Final adjustment of a loss;
- Abandonment of the crop; or
- August 31, 2018.
For revenue loss, due to an inadequate market price, coverage ends January 15, 2019.
- Important Dates
- Sales Closing / Cancellation Date………… November 20, 2017
- Revenue Report………… January 15, 2018
- Acreage Report………… January 15, 201
- Reporting Requirements
Revenue Report - You must submit revenue reports to your agent by the revenue reporting date. These reports must:
- Contain insurable acreage for each crop year reported, including your share;
- Contain production harvested, sold and any appraised production;
- Be separated by type;
- Contain the amount of your revenue from sales; and
- Be supported by written, verifiable records, measurement of stored production, or other approved records.
Acreage Report - You must report all of your acreage to your insurance agent by the acreage reporting date. You must notify your agent of any losses, in writing, when evident.
Annual Revenue - Your average revenue per insured acre, based on a 100 percent share equivalent for a crop year. It is calculated from the records you submit and indemnity claims you sign.
Inadequate Market Price - A price that results in annual revenue being less than your insurance amount, per acre.
Expected Revenue Factor - Your likely revenue per acre with a normal yield and an anticipated price.
Payment Factor - The percentage of the price that you receive in the event of a loss. You choose the payment factor.
- Coverage Levels and Premium Subsidies
Crop insurance premiums are subsidized as shown in the following table. For example, if you select the 75 percent coverage level, the premium subsidy is 55 percent and your premium share is 45 percent of the base premium.
Item Percent Coverage Level
50 55 60 65 70 75 Premium Subsidy
67 64 64 59 59 55 Your Premium Share
33 36 36 41 41 45
- Coverage Options
Actual Revenue History (ARH) - The only insurance plan available for sweet cherries. Your production guarantee is based on your individual revenue history.
Catastrophic Risk Protection coverage is not available for the ARH Sweet Cherry Pilot program.
- Loss Example
Assume 100 percent share in 10 acres of sweet cherries and a single unit. You certify revenue at $3,500 per acre and RMA provides an expected revenue factor of 1.00. You chose the 75 percent coverage level and a payment factor of 85 percent.
3,500 Certified Revenue
1.00 Percent Share
$3,500 Revenue per acre
0.75 Coverage Level
$2,625 Revenue Coverage per acre
1.00 Revenue Factor
$2,625 Total Value per acre
0.85 Payment Factor
$2,231 Total Liability per acre
You harvest a normal crop, but an inadequate market price causes your revenue to be only $17,500. Your payment is calculated as:
10 Acres $2,625 Total value per acre
$26,250 Total insurance amount
$26,250 Total insurance amount
$17,500 Revenue $8,750
Difference 0.85 Payment Factor
$7,438 Final Payment
- Where to Buy Crop Insurance
You can buy a crop insurance policy from approved participating insurance agents. A list of crop insurance agents is available at all USDA service centers and on the RMA web site at www.rma.usda.gov/tools/agent.html.
- Contact Us
Springfield Regional Office
3500 Wabash Ave.
Springfield, IL 62711
Phone: (217) 241-6600
Fax: (217) 241-6618
This fact sheet gives only a general overview of the crop insurance program and is not a complete policy. For further information and an evaluation of your risk management needs, contact a crop insurance agent
The U.S. Department of Agriculture (USDA) prohibits discrimination in all its programs and activities on the basis of race, color, national origin, age, disability, and where applicable, sex, marital status, familial status, parental status, religion, sexual orientation, genetic information, political beliefs, reprisal, or because all or a part of an individual’s income is derived from any public assistance program. (Not all prohibited bases apply to all programs.) Persons with disabilities who require alternative means for communication of program information (Braille, large print, audiotape, etc.) should contact USDA’s TARGET Center at 202-720-2600 (voice and TDD). To file a complaint of discrimination, complete, sign and mail a program discrimination complaint form, (available at any USDA office location or online at www.ascr.usda.gov), to: United States Department of Agriculture; Office of the Assistant Secretary for Civil Rights; 1400 Independence Ave., SW; Washington, DC 20250-9410. Or call toll free at (866) 632- 9992 (voice) to obtain additional information, the appropriate office or to request documents. Individuals who are deaf, hard of hearing, or have speech disabilities may contact USDA through the Federal Relay service at (800) 877-8339 or (800) 845-6136.