Peaches

You can insure peaches if they are:

• Grown on trees that have reached at least the fourth growing season after set out;
• Varieties adapted to the area;
• Varieties that were commercially available when the trees were set out;
• Grown for fresh or processing peach production; and
• Grown in an orchard that is considered acceptable.

Illinois - Calhoun, Jackson, St. Clair , and Union counties.

Michigan - Allegan, Berrien, Kent, Manistee, Mason, Muskegon, Oceana, Ottawa, and Van Buren counties.

You are protected against the following:

• Adverse weather;
• Earthquake;
• Failure of irrigation water supply;
• Fire, unless you have not controlled weeds and other undergrowth or if you have not removed pruning debris from the orchard;
• Insect damage and/or plant disease, unless you have insufficiently or improperly applied pest or disease control measures;
• Insufficient number of chilling hours to break dormancy;
• Volcanic eruption; or
• Wildlife.

For the first crop year, coverage begins the later of:

• Ten days after your application is received; or
• November 21, 2017.

For carryover policies, coverage begins:

• The day immediately following the end of the insurance period for the prior crop year.

Coverage ends at the earliest of:

• Total destruction of the crop;
• Harvest of the crop;
• Final adjustment of a loss;
• Abandonment of the crop; or
• September 30, 2018.

• Sales Closing / Cancellation…………November 20, 2017
  
• Acreage Report………… January 15, 2018
• Production Report………… January 15, 2018

Fresh Peach Production - Peaches that:

• Are, or could be, sold for human consumption without being changed by peeling, juicing, crushing, etc.;
• Have a 2 1/4 inch minimum diameter and grade at least a US Extra No. 1;
• Are from acreage designated as fresh peaches on your acreage report;
• Follow the cultural practices in use for fresh peaches in a manner that agricultural experts recommend for the area;
• Are from acreage that you certify and have records to support that at least 50 percent of the production was sold as fresh peaches in 1 of the 4 most recent crop years; and
• Are sold for a price that is at least equal to the fresh peach price election for the crop year.

Processing Peach Production - Peaches that:

• Are, or could be, sold for the purpose of changing the structure by peeling, juicing, crushing, etc.; or
• Are from acreage designated as processing peaches on your acreage report.

Crop insurance premiums are subsidized as shown in the following table. For example, if you select the 75 percent coverage level, the premium subsidy is 55 percent and your premium share is 45 percent of the base premium.

You may choose a separate coverage level for all fresh peach acreage and all processing peach acreage.

Assume 65 percent coverage level, a Michigan 100 percent price election of $14.00 (fresh, non-irrigated), and an average APH yield of 100 bushels per acre with 0.667 share.