Potatoes

Maine

Crop Insured

All potatoes are insurable if:

  • Planted with certified seed for harvest as either certified seed stock or for human consumption; and
  • Not interplanted with another crop.

Additional endorsements are available for an added premium:

  • Storage Coverage Endorsement;
  • Quality Endorsement;
  • Processing Quality Endorsement; and
  • Certified Seed Endorsement.
Counties Available

Potatoes are insurable in Aroostook, Cumberland, Oxford, Penobscot, and Piscataquis counties. Potatoes may be insurable in other counties by written agreement if specific criteria are met. Contact a crop insurance agent for more details.

Causes of Loss

You are protected against the following:

  • Adverse weather conditions, including natural perils such as hail, frost, freeze, wind, drought, and excess precipitation;
  • Failure of irrigation water supply, if caused by an insured peril during the insurance period;
  • Fire, if caused by an insured peril during the insurance period;
  • Insect damage and plant disease, except for insufficient or improper application of control measures; or
  • Wildlife.
Insurance Period

Coverage begins when the potatoes are planted and ends with the earliest occurrence of one of the following:

  • Harvest of the crop;
  • Final adjustment of a claim;
  • Total destruction of the crop;
  • Abandonment of the crop; or
  • October 20.
Important Dates

Sales Closing Date ....................... March 15, 2018

Final Planting Date .......................... June 10, 2018

Acreage Reporting Date .................... July 15, 2018

Reporting Requirements

Acreage Report - An acreage report, due to your crop insurance agent by the date shown in the actuarial documents, must include all acreage (insurable and uninsurable) in which you have a share.

Duties in the Event of Damage or Loss

Notice of Loss - If a loss occurs you should:

  • Protect the crop from further damage by providing sufficient care;
  • If damage occurs, you must give notice to your crop insurance agent within 72 hours of initial discovery; and
  • Leave representative samples intact for each field of the damaged unit.
Definitions

Certified Seed - Potatoes that were entered into the potato certified seed program and that meet all requirements for production to be used to produce a seed crop for the next crop year or potato crop for harvest for commercial uses in the next crop year.

Production Guarantee - Hundredweight (cwt.) guaranteed per acre determined by multiplying your average approved yield per acre (based on your records) by the coverage level percentage you select.

Tuber Rot - Any soft, mushy, or leaky condition of potato tissue (soft rot or wet breakdown, as defined in the United States Standards for Grades of Potatoes), including, but not limited to, breakdown caused by Southern Bacterial Wilt, Ring Rot, or Late Blight.

Coverage Levels and Premium Subsidies

Coverage levels range from 50 to 85 percent of your average yield and are subsidized as shown below. For example, an average actual production history (APH) yield of 240 hundredweight per acre results in a guarantee of 120 hundredweight per acre at the 50 percent coverage level.

Item Percent
Coverage Level
50 55 60 65 70 75 80 85
Premium Subsidy
67 64 64 59 59 55 48 38
Your Premium Share
33 36 36 41 41 45 52 62

Catastrophic Risk Protection (CAT) coverage is fixed at 50 percent of your average yield and 55 percent of the price election. The cost for CAT coverage is an administrative fee of $300.


Price Elections

Established Price ............................ $10.00 per cwt.

CAT Price ......................................... $5.50 per cwt.

Insurance Units

Basic and optional farm unit structures are available for potato program counties. Premium discounts apply to basic farm units.

Supplemental Coverage Option (SCO)

SCO is available for potatoes in some counties. If elected, SCO provides additional coverage for a portion of your underlying crop insurance policy deductible. A map of SCO availability can be accessed through the Map Viewer tool.

Loss Example

Assume potatoes with an APH yield of 240 hundred-weight per acre, 65 percent coverage level, non-irrigated practice, 100 percent share, no options or endorsements, and a one-acre basic unit.

240 APH yield per acre
0.65 Coverage level
156 Acre guarantee
48 Production-to-count
108 Loss per acre
10.00 Price election
$1,080 Indemnity per acre

Where to Buy Crop Insurance
All multi-peril crop insurance, including CAT policies, are available from private crop insurance agents. A list of crop insurance agents is available at all USDA service centers and on the RMA website at Agent Locator.

  Regional Office Visit

  • Alexander Sereno, Director
    4405 Bland Road, Suite 160
    Raleigh, NC 27609-6293
  • Phone: 919-875-4880
  • Fax: 919-875-4915
  • Email: rsonc@usda.gov
This fact sheet gives only a general overview of the crop insurance program and is not a complete policy. For further information and an evaluation of your risk management needs, contact a crop insurance agent
The U.S. Department of Agriculture (USDA) prohibits discrimination in all its programs and activities on the basis of race, color, national origin, age, disability, and where applicable, sex, marital status, familial status, parental status, religion, sexual orientation, genetic information, political beliefs, reprisal, or because all or a part of an individual’s income is derived from any public assistance program. (Not all prohibited bases apply to all programs.) Persons with disabilities who require alternative means for communication of program information (Braille, large print, audiotape, etc.) should contact USDA’s TARGET Center at 202-720-2600 (voice and TDD). To file a complaint of discrimination, complete, sign and mail a program discrimination complaint form, (available at any USDA office location or online at www.ascr.usda.gov), to: United States Department of Agriculture; Office of the Assistant Secretary for Civil Rights; 1400 Independence Ave., SW; Washington, DC 20250-9410. Or call toll free at (866) 632- 9992 (voice) to obtain additional information, the appropriate office or to request documents. Individuals who are deaf, hard of hearing, or have speech disabilities may contact USDA through the Federal Relay service at (800) 877-8339 or (800) 845-6136.