Green Peas

Maine

Crop Insured

All shell type and pod type green peas are insurable if:

  • A premium rate is provided by the actuarial documents;
  • Grown under requirements of a processor contract executed by July 15, without exclusion from the contract at any time during the crop year;
  • They are not interplanted with another crop;
  • They are not planted into an established grass or legume; and
  • They are not planted as a nurse crop.
Counties Available

Green peas are insurable in Aroostook County. Green peas may be insurable in other counties by written agreement if specific criteria are met. Contact a crop insurance agent for more details.

Causes of Loss

You are protected against the following:

  • Adverse weather conditions, including natural perils such as hail, frost, freeze, wind, drought, and excess precipitation;
  • Failure of irrigation water supply, if caused by an insured peril during the insurance period;
  • Fire, if caused by an insured peril during the insurance period;
  • Insect damage and plant disease, except for insufficient or improper application of control measures; or
  • Wildlife.

This policy does not cover any loss of production due to bypassed acreage because of equipment or facility failure, or failure to follow requirements as specified in the processor contract.

Insurance Period

Coverage usually begins when the peas are planted and ends with the earliest occurrence of one of the following:

  • Destruction of the crop;
  • The date the green peas should have been harvested but were not;
  • Abandonment of the crop;
  • Completion of harvest;
  • The date you harvest sufficient production to fulfill your contract if a specific amount is so stipulated;
  • Final adjustment of a loss;
  • September 15; or
  • September 30, if you provided notice that the crop will be harvested as dry peas.
Important Dates

Sales Closing Date………… March 15, 2018

Final Planting Date………… June 30, 2018

Acreage Reporting Date………… July 15, 2018

Premium Billing Date………… August 15, 2018

Reporting Requirements

Acreage Report - An acreage report is due to your crop insurance agent by the acreage reporting date. It must include all acreage (insurable and uninsurable) in which you have a share. You should provide a copy of all processor contracts to your crop insurance agent with your acreage report.

Duties in the Event of Damage or Loss

Notice of Loss - If a loss occurs you should:

  • Protect the crop from further damage by providing sufficient care;
  • Notify your crop insurance agent within 72 hours of initial discovery; and
  • Leave representative samples intact for each field of the damaged unit.
Definitions

Bypassed Acreage - Land on which production is ready for harvest but the processor elects not to accept such production so it is not harvested.

Green Peas - Shell type and pod type peas that are grown under a processor contract to be canned or frozen and sold for human consumption.

Nurse Crop (companion crop) - A crop planted into the same acreage as another crop, that is intended to be harvested separately, and which is planted to improve growing conditions for the crop with which it is grown.

Price Election - The price used per pound stated in the processor contract.

Processor Contract - A written agreement between the producer and a processor, containing at a minimum:

  • The producer’s commitment to plant and grow green peas, and to deliver the green pea production to the processor;
  • The processor’s commitment to purchase all the production stated in the processor contract; and
  • A base contract price.

Multiple contracts with the same processor that specify amounts of production are considered a single processor contract unless the contracts are for different types of green peas.

 

Coverage Levels and Premium Subsidies

Coverage levels range from 50 to 75 percent of your average yield and are subsidized as shown below. If you selected the 65-percent coverage level, your premium share would be 41 percent of the base premium.

Item Percent
Coverage Level
50 55 60 65 70 75
Premium Subsidy
67 64 64 59 59 55
Your Premium Share
33 36 36 41 41 45

Catastrophic Risk Protection (CAT) coverage is fixed at 50 percent of your average yield and 55 percent of the price election. The cost for CAT coverage is an administrative fee of $300.


Loss Example

Assume green peas with an actual production history (APH) yield of 3,500 pounds per acre, 65 percent coverage level, contract price of 10 cents per pound, non-irrigated, 100 percent share, and a one-acre basic unit.

3,500  APH yield per acre
0.65 Coverage level
2,275 Acre guarantee
575 Production-to-count
1,700 Loss per acre
$0.10 Price election
$170 Indemnity per acre
Where to Buy Crop Insurance

All multi-peril crop insurance, including CAT policies, are available from private crop insurance agents. A list of crop insurance agents is available at all USDA service centers and on the Agent Locator Page.

  Regional Office Visit

  • Alexander Sereno, Director
    4405 Bland Road, Suite 160
    Raleigh, NC 27609-6293
  • Phone: 919-875-4880
  • Fax: 919-875-4915
  • Email: rsonc@usda.gov
This fact sheet gives only a general overview of the crop insurance program and is not a complete policy. For further information and an evaluation of your risk management needs, contact a crop insurance agent
The U.S. Department of Agriculture (USDA) prohibits discrimination in all its programs and activities on the basis of race, color, national origin, age, disability, and where applicable, sex, marital status, familial status, parental status, religion, sexual orientation, genetic information, political beliefs, reprisal, or because all or a part of an individual’s income is derived from any public assistance program. (Not all prohibited bases apply to all programs.) Persons with disabilities who require alternative means for communication of program information (Braille, large print, audiotape, etc.) should contact USDA’s TARGET Center at 202-720-2600 (voice and TDD). To file a complaint of discrimination, complete, sign and mail a program discrimination complaint form, (available at any USDA office location or online at www.ascr.usda.gov), to: United States Department of Agriculture; Office of the Assistant Secretary for Civil Rights; 1400 Independence Ave., SW; Washington, DC 20250-9410. Or call toll free at (866) 632- 9992 (voice) to obtain additional information, the appropriate office or to request documents. Individuals who are deaf, hard of hearing, or have speech disabilities may contact USDA through the Federal Relay service at (800) 877-8339 or (800) 845-6136.