Crop Insured

Grape varieties grown for wine or juice are insurable if the vines have:

  • Reached the fourth growing season after being set out for all native and hybrid varieties, and reached the fifth growing season after being set out for all Vinifera varieties; and
  • Produced an average of two tons per acre in at least 1 of the 3 most recent crop years.
Counties Available

Grapes are insurable in Queen Anne’s and Washington counties. Grapes in other counties, including Vinifera grapes, may be insurable by written agreement if specific criteria are met. Contact a crop insurance agent for more details.

Causes of Loss

You are protected against the following:

  • Adverse weather conditions, including hail, frost, freeze, wind, drought, and excess precipitation;
  • Failure of irrigation water supply, if caused by an insured peril during the insurance period;
  • Fire caused by an insured peril during the insurance period;
  • Insect damage and plant disease except for insufficient or improper application of control measures; or
  • Wildlife.
Insurance Period

 Coverage begins on November 21 and ends with the earliest occurrence of one of the following:

  • Total destruction of the crop;
  • Harvest of the crop;
  • Final adjustment of a claim;
  • Abandonment of the crop; or
  • November 20.
Important Dates

Sales Closing Date………… November 20, 2017

Acreage Reporting Date………… January 15, 2018

Production Reporting Date………… .January 15. 2018

Premium Billing Date………… August 15, 2018

Duties in the Event of Damage or Loss

Notice of Loss - If a loss occurs notify your crop insurance agent:

  • Within 72 hours of initial discovery of damage;
  • If you previously gave notice of crop damage, you must also provide notice at least 15 days before the beginning of harvest to claim an indemnity; or
  • At least 3 days before the date harvest should have started if the crop will not be harvested.
Coverage Levels and Premium Subsidies

Coverage levels range from 50 to 85 percent of your average yield (5 percent increments) and are subsidized as shown in the table below.

Item Percent    
Coverage Level
50 55 60 65 70 75 80 85
Premium Subsidy
67 64 64 59 59 55 48 38
Your Premium Share
33 36 36 41 41 45 52 62

Catastrophic Risk Protection (CAT) coverage is fixed at 50 percent of your average yield and 55 percent of the price election. The cost for CAT coverage is an administrative fee of $300.

Price Elections

Coverage levels and price election percentages may vary by grape type. The price used to determine your indemnity on unharvested acreage is the price election minus the harvest cost ($35/ton). For price elections see your state’s actuarial documents at Actuarial Information Browser.

Insurable Varieties

The native insurable varieties are Niagara, Concord, Catawba, Elvira, Dutchess, Isabella, Diamond, Delaware, Ives, Golden Muscat, Labrusca, and all other natives. The hybrid insurable varieties are Chambourcin, Traminette, Baco Noir, Geneva Red 7, Dechaunac, Rosette, Seyval Blanc, Vignoles, Aurore, Cayuga White, Vidal Blanc, Vincent, Chardonel, Cascade, Leon Millot, Chancellor, Valvin Muscat, Castel, Colobel, Rougeon, Villard Blanc, Melody, Noiret, Chelois, St Vincent, Marechal Foch, Corot Noir, Landot Noir, and all other hybrids. The vinifera insurable varieties are Cabernet Franc, Cabernet Sauvignon, Chardonnay, Gamay, Gewurztraminer, Merlot, Pinot Blanc, Pinot Noir, Sauvignon Blanc/Fume Blanc, White/Johannisberg Riesling, Pinot Gris/Pinot Grigio, Viognier, Syrah/French Syrah-Shiraz, Sangiovese/Sangioveto, Dornfelder, Carmine, Muscat Ottonel, Lemberger, and all other viniferas.

Loss Example

Assume Concord variety with an approved yield of six tons per acre, 65 percent coverage level, 100 percent share, and a one-acre basic unit.

Approved yield per acre
0.65 Coverage level
3.9 Acre guarantee
1.0 Production-to-count
2.9 Loss per acre
$245 Price election (Concords)
$711 Indemnity/acre
Where to Buy Crop Insurance

All multi-peril crop insurance, including CAT policies, are available from private crop insurance agents. A list of crop insurance agents is available at all USDA service centers and on the Agent Locator Page.

  Regional Office Visit

  • 4405 Bland Road
    Suite 160
    Raleigh, NC 27609-6293
  • Phone: 919-875-4880
  • Fax: 919-875-4915
  • Email:
This fact sheet gives only a general overview of the crop insurance program and is not a complete policy. For further information and an evaluation of your risk management needs, contact a crop insurance agent
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