Corn

Connecticut,  Delaware,  Maine,  Maryland,  Massachusetts,  New Hampshire,  New Jersey,  New York,  North Carolina,  Pennsylvania,  Rhode Island,  Vermont,  Virginia,  West Virginia

Crop Insured

All corn grown in the county on insurable acreage is insurable if:

  • Premium rates are provided either as grain or silage; and
  • You have a share.
Counties Available

See your state’s actuarial documents at Actuarial Information Browser for insurable counties. Corn may be insurable in other counties by written agreement if specific criteria are met. Contact a crop insurance agent for more details.

Causes of Loss

You are protected against the following:

  • Adverse weather conditions, including natural perils such as hail, frost, freeze, wind, drought, and excess precipitation;
  • Failure of irrigation water supply, if caused by an insured peril during the insurance period;
  • Fire, if caused by an insured peril during the insurance period;
  • Insect damage and plant disease, except for insufficient or improper application of control measures; or
  • Wildlife.
Insurance Period

Coverage begins on the later of the date we accept your application or the date when the crop is planted, and ends with the earliest occurrence of one of the following:

  • Total destruction of the crop;
  • Harvest of the unit;
  • Final adjustment of a loss;
  • Abandonment of the crop;
  • October 20, for silage; or
  • December 10, for grain.
Important Dates
  • Sales Closing Date - NC………… February 28, 2018
  • Sales Closing Date - Other States………… March 15, 2018
  • Acreage Reporting Date………… July 15, 2018

Final planting dates vary by county. Consult your crop insurance agent or for more information see Agent Locator.

Reporting Requirements

You must file a report of planted acreage with your crop insurance agent by the acreage reporting date. Since acreage reporting dates vary by crop and county, consult your crop insurance agent or see The information tools.

Duties in the Event of Damage or Loss

Notice of Loss - If a loss occur s you must:

  • Protect the crop from further damage by providing sufficient care;
  • Notify your crop insurance agent within 72 hours of your initial discovery of damage (but not later than 15 days after the end of the insurance period); and
  • Leave representative samples intact for each field of the damaged unit.
Price Elections

The Commodity Exchange Price Provisions (CEPP) contain information necessary to derive the projected price and the harvest price for the insured crop. The projected price is used to calculate the premium, replant payment, and any prevented planting payment. The harvest price is used to value production-to-count under the Revenue Protection and the Revenue Protection with Harvest Price Exclusion plans. The CEPP includes the price discovery period, release dates, board of trade used, and additional pricing information. The silage harvest price equals the projected price. Contact a crop insurance agent or for more information see the Price Discovery Tool.

Coverage Levels and Premium Subsidies

The premium subsidy percentages and available coverage levels are shown below. Your share of the premium will be 100 percent minus the subsidy amount.

Item Percent
Coverage Level
50 55 60 65 70 75 80 85
Premium Subsidy
67 64 64 59 59 55 48 38
Your Premium Share
33 36 36 41 41 45 52 62

Catastrophic Risk Protection (CAT) coverage is fixed at 50 percent of your average yield and 55 percent of the price election. The cost for CAT coverage is an administrative fee of $300.


Coverage Options

You may buy crop insurance coverage under one of three insurance plans offered: Revenue Protection, Revenue Protection with Harvest Price Exclusion, or Yield Protection. Additional Options available are Supplemental Coverage Option, Trend Adjusted Yield Option, and Yield Exclusion.

Insurance Units

Basic, optional, enterprise, and whole farm unit structures are available in corn program counties. Premium discounts apply for basic, enterprise, and whole farm units. Additional subsidy is available for enterprise and whole farm units. Yield protection is not available for the whole farm unit structure.

Late and Prevented Planting

These provisions provide protection on acreage planted after the final planting date or that cannot be planted. Consult a crop insurance agent for details.

Loss Example

Assume corn with an approved yield of 90 bushels per acre, 75 percent coverage level, $3.96 projected price, $3.49 harvest price, and 40 bushels produced. For Revenue Protection, the insurance guarantee is equal to the production guarantee multiplied by the greater of the projected price or the harvest price. In this example, the Revenue Protection harvest guarantee is $267.30 (67.5 bushels per acre guarantee multiplied by $3.96 projected price).

Yield Protection    Revenue Protection 
90 Approved yield per acre 90
0.75 Coverage level 0.75
67.50 Acre guarantee 67.50
$3.96 Projected price $3.96
$267.30 Insurance guarantee $267.30
     
40 Bushels produced 40
$3.96 Harvest price $3.49
$158.40 Production-to-count value $139.60
     
$267.30 Insurance guarantee $267.30
$158.40 Production-to-count value $139.60
$108.90 Indemnity per acre  $127.70

Where to Buy Crop Insurance
All multi-peril crop insurance, including CAT policies, are available from private crop insurance agents. A list of crop insurance agents is available at all USDA service centers and on the RMA website at Agent Locator.

  Regional Office Visit

  • 4405 Bland Road
    Suite 160
    Raleigh, NC 27609-6293
  • Phone: 919-875-4880
  • Fax: 919-875-4915
  • Email: rsonc@rma.usda.gov
This fact sheet gives only a general overview of the crop insurance program and is not a complete policy. For further information and an evaluation of your risk management needs, contact a crop insurance agent
The U.S. Department of Agriculture (USDA) prohibits discrimination in all its programs and activities on the basis of race, color, national origin, age, disability, and where applicable, sex, marital status, familial status, parental status, religion, sexual orientation, genetic information, political beliefs, reprisal, or because all or a part of an individual’s income is derived from any public assistance program. (Not all prohibited bases apply to all programs.) Persons with disabilities who require alternative means for communication of program information (Braille, large print, audiotape, etc.) should contact USDA’s TARGET Center at 202-720-2600 (voice and TDD). To file a complaint of discrimination, complete, sign and mail a program discrimination complaint form, (available at any USDA office location or online at www.ascr.usda.gov), to: United States Department of Agriculture; Office of the Assistant Secretary for Civil Rights; 1400 Independence Ave., SW; Washington, DC 20250-9410. Or call toll free at (866) 632- 9992 (voice) to obtain additional information, the appropriate office or to request documents. Individuals who are deaf, hard of hearing, or have speech disabilities may contact USDA through the Federal Relay service at (800) 877-8339 or (800) 845-6136.