Rice

Rice planted for harvest as grain is insurable if:

• Premium rates are provided by the actuarial documents or by written agreement;
• You have a share; and
• Is flood irrigated.

Wild rice is not insurable.

You are protected against the following:

• Adverse weather conditions including natural perils such as hail, frost, freeze, wind, drought, and excess moisture;
• Earthquake;
• Failure of the irrigation water supply if caused by an insured cause of loss;
• Drought or the intrusion of saline water;
• Fire, if caused by an insured peril during the insurance period;
• Insects, but not damage due to insufficient or improper application of control measures;
• Plant disease, but not damage due to insufficient or improper application of control measures;
• Volcanic Eruption; or
• Wildlife.

Coverage usually begins when the crop is planted and ends at the earliest occurrences of one of the following:

• Total destruction of the crop;
• Harvest of the crop;
• Final adjustment of a loss;
• Abandonment of the crop; or
• October 31, 2017.

This endorsement may be applicable if:

• The Basic Provisions and the Rice Crop Provisions are in force;
• This endorsement is elected on or before the sales closing date;
• Applies to all eligible acreage of rice insurable under the Rice Crop Provisions; and
• You are the only person responsible for all costs associated with harvesting the downed rice.

The late planting period begins the day after the final planting date for the insured crop and ends 15 days after the final planting date. For insured crop acreage planted during the late planting period, the production guarantee for each acre will be reduced for each day planted after the final planting date by one percent for the first through the fifteenth day.

Your prevented planting coverage is 55 percent of your production guarantee for timely planted acreage. If you have additional coverage and pay an additional premium, you may increase your prevented planting coverage to a level specified in the actuarial documents.