Crop Insured

Rice planted for harvest as grain is insurable if:

  • Premium rates are provided by the actuarial documents or by written agreement;
  • You have a share; and
  • Is flood irrigated.

Wild rice is not insurable.

Counties Available
For a list of parishes, see the actuarial documents at The Web Actuarial Information Browser.
Causes of Loss

You are protected against the following:

  • Adverse weather conditions including natural perils such as hail, frost, freeze, wind, drought, and excess moisture;
  • Earthquake;
  • Failure of the irrigation water supply if caused by an insured cause of loss;
  • Drought or the intrusion of saline water;
  • Fire, if caused by an insured peril during the insurance period;
  • Insects, but not damage due to insufficient or improper application of control measures;
  • Plant disease, but not damage due to insufficient or improper application of control measures;
  • Volcanic Eruption; or
  • Wildlife.
Insurance Period

Coverage usually begins when the crop is planted and ends at the earliest occurrences of one of the following:

  • Total destruction of the crop;
  • Harvest of the crop;
  • Final adjustment of a loss;
  • Abandonment of the crop; or
  • October 31, 2017.
Reporting Requirements
Sales Closing ................................ February 28, 2017
Cancellation Date ......................... February 28, 2017
Final Planting Date (Southwest)……...May 08, 2017
Final Planting Date (South Central)…..May 15, 2017
Final Planting Date (North Region)…..May 25, 2017
Acreage Report Date ............................ July 15, 2017
Reporting Requirements
You must timely report, to your insurance agent, all acres of rice in the parish, in which you have a share, by the acreage reporting date.
Insurance Plans
Common Crop Insurance Policy Basic Provisions Yield Protection - A plan of insurance that only provides protection against a production loss and is available only for crops for which revenue protection is available.
Revenue Protection - A plan of insurance that provides protection against loss of revenue due to a production loss, price decline or increase, or a combination of both.
Revenue Protection with Harvest Price Exclusion - If the harvest price exclusion is elected, the insurance coverage provides protection only against loss of
revenue due to a production loss, price decline, or a combination of both.
Area Risk Protection Insurance - Provides protection against widespread loss of revenue or widespread loss of yield in a county.
Downed Rice Endorsement

This endorsement may be applicable if:

  • The Basic Provisions and the Rice Crop Provisions are in force;
  • This endorsement is elected on or before the sales closing date;
  • Applies to all eligible acreage of rice insurable under the Rice Crop Provisions; and
  • You are the only person responsible for all costs associated with harvesting the downed rice.
Late and Prevented Planting Provisions

The late planting period begins the day after the final planting date for the insured crop and ends 15 days after the final planting date. For insured crop acreage planted during the late planting period, the production guarantee for each acre will be reduced for each day planted after the final planting date by one percent for the first through the fifteenth day.

Your prevented planting coverage is 55 percent of your production guarantee for timely planted acreage. If you have additional coverage and pay an additional premium, you may increase your prevented planting coverage to a level specified in the actuarial documents.

Loss Example
Assume a 100-percent share in 50 acres of rice in the unit with a production guarantee per acre of 3,750 pounds per acre and your projected price is $0.1190, your harvest price is $0.0970, and your production to count is 150,000 pounds.
Yield Protection
50 Acres
3,750 Pound production
$0.1190 Projected Price
$22,312.50 Insurance guarantee
 150,000 Pound production
$0.1190 Projected price
$17,850.00 Value of production
 $22,312.50 Insurance guarantee
$17,850.00 Value of production
$4,462.50 Indemnity payment
Revenue Protection
50 Acres
3,750 Pound production
 $0.1990 Projected price
 $22,312.50 Insurance guarantee
 150,000 Pound production
$0.0970 Harvest price
$14,550.00 Value of production
 $22,312.50 Insurance guarantee
$14,550.00 Value of production
$7,762.50 Indemnity payment
Where to Buy Crop Insurance
All multi-peril crop insurance, including CAT policies, are available from private crop insurance agents. A list of crop insurance agents is available at all USDA service centers and on the RMA website at Agent Locator.

  Regional Office Visit

  • 803 Liberty Road
    Jackson, MS 39232-9000
  • Phone: 601-965-4771
  • Fax: 601-965-4517
  • Email: rsoms@rma.usda.gov
This fact sheet gives only a general overview of the crop insurance program and is not a complete policy. For further information and an evaluation of your risk management needs, contact a crop insurance agent
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