Crop Insured

Rice planted for harvest as grain is insurable if:

  • Premium rates are provided by the actuarial documents or by written agreement;
  • You have a share; and
  • It is flood irrigated.

Wild rice is not insurable.

Counties Available

Rice is insurable in Butte, Colusa, Fresno, Glenn, Merced, Placer, Sacramento, San Joaquin, Stanislaus, Sutter, Tehama, Yolo, and Yuba counties. Rice in other counties may be insurable by written agreement if specific criteria are met. Contact an insurance agent for more details.

Causes of Loss

You are protected against the following:

  • Adverse weather conditions;
  • Earthquake;
  • Failure of irrigation water supply, if caused by an insured peril during the insurance year;
  • Fire;
  • Insects or plant disease, but not damage due to insufficient or improper application of control measures; or
  • Wildlife.
Insurance Period

Insurance coverage begins when the crop is planted and ends no later than the following October 31.

Important Dates

Sales Closing/Cancellation………… February 28, 2016

Acreage Reporting………… July 15, 2016

Premium Billing………… August 15, 2016

Termination………… February 28, 2017


Protection - Insurance coverage providing protection only against a production loss.

Revenue Protection - Insurance coverage providing protection against loss of revenue due to a production loss, price decline/increase, or a combination of both.

Revenue Protection with Harvest Price Exclusion - Insurance coverage providing protection only against loss of revenue due to a production loss, price decline, or a combination of both.

Margin Protection - Insurance coverage providing protection against an unexpected decrease in your operating margin (revenue less input costs). Margin Protection is area-based, using county-level estimates of average revenue and input costs to establish the amount of coverage and indemnity payments.

Coverage Levels and Premium Subsidies

The unit of measure for production is pounds of rough, whole-kernel, and milled weight. Individual insurance amounts are based on your production history. An insurance agent calculates your approved average yield from four to 10 years of production records. You can choose a coverage level from 50 to 85 percent of your approved average yield. Crop insurance premiums are subsidized as shown in the following table. For example, if you choose the 65 percent coverage level, your premium share would be 41 percent of the base premium.

Item Percent
Coverage Level
50 55 60 65 70 75 80 85
Premium Subsidy
67 64 64 59 59 55 48 38
Your Premium Share
33 36 36 41 41 45 52 62

Catastrophic Risk Protection (CAT) coverage is fixed at 50 percent of your approved yield and 55 percent of the price election. CAT is 100 percent subsidized with no premium cost to you. There is, however, an administrative fee of $300 per crop per county, regardless of the acreage.

Loss Example

Assume 75 percent coverage level, an average yield of 8,000 pounds per acre, a projected price of $1.35 per pound, and 100 percent share.

8,000  Pounds/acre yield
0.75 Coverage level
6,000 Pounds/acre guarantee
$1.35 Projected price
$8,100 Insurance guarantee
4,000 Pounds actually produced
$1.35 Projected price
$5,400 Production-to-count value
$8,100 Insurance guarantee
$5,400 Production-to-count value
$2,700 Indemnity per acre

Price used above is for example only. Contact a crop insurance agent for current information.

Where to Buy Crop Insurance

All multi-peril crop insurance, including CAT policies, are available from private insurance agents. A list of crop insurance agents is available at all USDA service centers and on the RMA website.

  Regional Office Visit

  • Jeffrey Yasui, Director
    430 G Street, Suite 4168
    Davis, CA 95616-4168
  • Phone: 530-792-5870
  • Fax: 530-792-5893
  • Email: rsoca@usda.gov
This fact sheet gives only a general overview of the crop insurance program and is not a complete policy. For further information and an evaluation of your risk management needs, contact a crop insurance agent
The U.S. Department of Agriculture (USDA) prohibits discrimination in all its programs and activities on the basis of race, color, national origin, age, disability, and where applicable, sex, marital status, familial status, parental status, religion, sexual orientation, genetic information, political beliefs, reprisal, or because all or a part of an individual’s income is derived from any public assistance program. (Not all prohibited bases apply to all programs.) Persons with disabilities who require alternative means for communication of program information (Braille, large print, audiotape, etc.) should contact USDA’s TARGET Center at 202-720-2600 (voice and TDD). To file a complaint of discrimination, complete, sign and mail a program discrimination complaint form, (available at any USDA office location or online at www.ascr.usda.gov), to: United States Department of Agriculture; Office of the Assistant Secretary for Civil Rights; 1400 Independence Ave., SW; Washington, DC 20250-9410. Or call toll free at (866) 632- 9992 (voice) to obtain additional information, the appropriate office or to request documents. Individuals who are deaf, hard of hearing, or have speech disabilities may contact USDA through the Federal Relay service at (800) 877-8339 or (800) 845-6136.