Forage Seeding

You can insure forage seeding if:

• You have a share;
• It is planted during the current crop year, or replanted during the calendar year following planting, to establish a normal stand of forage;
• It is not grown with the intent to be grazed; and
• It is pure alfalfa;
• It is alfalfa and grass mix; or
• It is pure red clover.

A pure stand contains 60 percent or more of either alfalfa or red clover. A mixed stand contains more than 25 percent, but less than 60 percent of alfalfa.

You are protected against the following:

• Adverse weather conditions such as hail, frost, freeze, wind, drought, and excess moisture;
• Failure of irrigation water supply, if caused by an insured cause of loss during the insurance period;
• Fire, if due to natural causes;
• Plant disease and insects, but not damage due to insufficient or improper application of pest or disease control measures; or
• Wildlife.

Insurance coverage begins on the later of:

• Date we accept your application; or
• Date when the forage is planted.

Insurance coverage ends at the earliest of:

• Total destruction of the crop;
• The first harvest of the unit after the late harvestdate specified in the Special Provisions for your county;
• Final adjustment of a loss;
• Abandonment of the crop;
• The date grazing commences on the crop; or
• May 21, 2019.

• Sales Closing / Cancellation Date….……… March 15, 2018
• Final Planting………...............................… Varies by county
• Acreage Reporting ………...........................… July 15, 2018
• Premium Billing …...........................……… August 15, 2018

Crop insurance premiums are subsidized as shown in the following table. For example if you select the 75 percent coverage level, the premium subsidy is 55 percent, and your premium share is 45 percent of the base premium. The 80 percent and 85 percent coverage levels are available in select counties.

Basic Unit (BU) - A basic unit includes all of your insurable forage seeding acreage in the county by share arrangement. Premium discounts apply.

Optional Unit (OU) - If a basic unit consists of land in two or more sections, and certain record keeping requirements are met, you may apply for optional units by section.

Dollar Plan of Insurance - Allows you to select one of several dollar amounts of insurance per acre. The available coverage elections and the rates are shown on the following table.

This example assumes one basic unit at 75 percent level of coverage and 100 planted acres, with 30 acres having a fully established stand and 70 acres at 50 percent stand.

The amount of indemnity on any spring planted acreage will be reduced 50 percent if the stand is less than 75 percent, but more than 55 percent of a normal stand. A stand of 55 percent or less will be paid at 100 percent.

Your premium will be deducted from any indemnity payment. See policy provisions.