1.  
United States
Department of Agriculture

Risk Management Agency Fact Sheet

2017 Crop Year

Davis Regional Office — Davis,CA

December 2016

Tropical Fruit Pilot Papaya

Hawaii

Crop Insured
All papaya fruit is insurable if:
 
  • A premium rate is provided by the actuarial documents in which you have a share;
  • Grown for fresh market;
  • Grown to produce a crop intended to be sold for human consumption;
  • The insurance company inspects and approves the orchard; and
  • It is more than 12 months old and less than four years old on May 31 of the crop year before (unless otherwise stated in the Special Provisions).
Papaya tree age will be determined on May 31 according to the following table.

 
Year Months After Set Out
 1 < 12="">
 2  13 - 24
 3  25 - 36
 4  37+
                                       
Counties Available
Tropical fruits are insurable in Hawaii, Honolulu, Kauai, and Maui counties.
Causes of Loss

You are protected against the following:

 

  • Adverse weather conditions;
  • Destruction of trees, if authorized by the insurance provider to contain the spread of disease;
  • Disease, but not damage due to insufficient or improper application of control measures;
  • Earthquake;
  • Fire due to natural causes, unless weeds and undergrowth are not controlled;
  • Insects or plant disease, but not damage due to insufficient or improper application of control measures;
  • Tsunami;
  • Volcanic eruption; or
  • Wildlife, unless recommended wildlife control measures have not been taken.
Insurance Period
Insurance begins June 1 for carryover policies and 30 days after we receive your application for new policies, but no earlier than June 1. The insurance period ends with the earliest occurrence of one of the following:
  • May 31 of the following crop year; or
  • Our determination of the total destruction of insured crop on the unit.
Important Dates
Sales Closing/Cancellation.............May 31, 2017
Acreage Reporting..........................July 15, 2017
Premium Billing..............................March 1, 2018
Termination.....................................May 31, 2018
Coverage Levels and Premium Subsidies
Yields are based on actual production records reported to your insurance agent. Coverage levels range from 50 to 75 percent of your approved yield. Crop insurance premiums are subsidized as shown in the following table. For example, if you choose the 65 percent coverage level, your premium share would be 41 percent of the base premium.
Item Percent
Coverage Level
 50 55 60 65 70 75
Premium Subsidy
 67 64 64 59 59 55
Your Premium Share
 33 36 36 41 41 45
                                                                                           

 

Catastrophic Risk Protection (CAT) coverage is fixed at 50 percent of your approved yield and 55 percent of the price election. CAT is 100 percent subsidized with no premium cost to you. There is, however, an administrative fee of $300 per crop per county, regardless of the acreage.

 

Price Elections
The price used to calculate your premium and indemnity.
     Papaya............................$0.45 per pound
Loss Example
Assume 65 percent coverage, 100 percent price election of $0.45 per pound share, an average yield of 30,000 pounds per acre, and 100 percent share in the county.
 
30,000    Pounds per acre average yield 
 0.65  Coverage level percentage
 19,500  Pounds per acre guarantee
 13,000    Pounds per acre actually produced
 6,500    Pounds per acre loss
 $ .45   Price election, per pound
 $2,925   Gross indemnity per acre
Price used above is for example only. Contact a crop insurance agent for current information.
Where to Buy Crop Insurance
All multi-peril crop insurance, including CAT policies, are available from private crop insurance agents. A list of crop insurance agents is available at all USDA service centers and on the RMA website at Agent Locator.

  Regional Office Visit

  • Davina Lee, Director
    106 S. Patterson Street, Suite 250
    Valdosta, GA 31601-5673
  • Phone: 229-242-7235
  • Fax: 229-242-3566
  • Email: rsoga@usda.gov
This fact sheet gives only a general overview of the crop insurance program and is not a complete policy. For further information and an evaluation of your risk management needs, contact a crop insurance agent
The U.S. Department of Agriculture (USDA) prohibits discrimination in all its programs and activities on the basis of race, color, national origin, age, disability, and where applicable, sex, marital status, familial status, parental status, religion, sexual orientation, genetic information, political beliefs, reprisal, or because all or a part of an individual’s income is derived from any public assistance program. (Not all prohibited bases apply to all programs.) Persons with disabilities who require alternative means for communication of program information (Braille, large print, audiotape, etc.) should contact USDA’s TARGET Center at 202-720-2600 (voice and TDD). To file a complaint of discrimination, complete, sign and mail a program discrimination complaint form, (available at any USDA office location or online at www.ascr.usda.gov), to: United States Department of Agriculture; Office of the Assistant Secretary for Civil Rights; 1400 Independence Ave., SW; Washington, DC 20250-9410. Or call toll free at (866) 632- 9992 (voice) to obtain additional information, the appropriate office or to request documents. Individuals who are deaf, hard of hearing, or have speech disabilities may contact USDA through the Federal Relay service at (800) 877-8339 or (800) 845-6136.