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PM-26-040: Crop Insurance Policy Changes Effective for the 2027 and Succeeding Crop Years

Date
To
All Approved Insurance Providers
All Risk Management Agency Field Offices
All Other Interested Parties
From
Richard H. Flournoy, Deputy Administrator /s/ Richard H. Flournoy
Subject
Crop Insurance Policy Changes Effective for the 2027 and Succeeding Crop Years

BACKGROUND:

The Federal Crop Insurance Corporation (FCIC) has updated multiple crop insurance policies beginning with the 2027 crop year for crops with a June 30, 2026, contract change date, and for the 2028 crop year for crops with an earlier contract change date. Changes include:

  • Removal of potential conflicts with the Removal of Regulatory Overreach and Federal Crop Insurance Policy Provisions final rule (91 FR 16151);
  • Addition of automatic permission for spouses to sign;
  • Clarification of the prevented planting “1 in 4” requirement can only be satisfied with insurable crops;
  • Reinstatement of the “1 in 4” prevented planting rule to apply nationwide;
  • Removal of termination, cancellation, and end of insurance dates from the Crop Provisions and defer to the Special Provisions;
  • Removal of erroneous language regarding good farming practices in the Area Risk Protection Insurance, Basic Provisions;
  • Moved optional unit language from Special Provisions to the Crop Provisions; and
  • Addition and clarification of definitions. 

ACTION:

The following documents are available on the Risk Management Agency (RMA) website at www.rma.usda.gov:

Basic Provisions

  • Common Crop Insurance Policy, Basic Provisions (27.1-BR)
  • Area Risk Protection Insurance, Basic Provisions (27-ARPI)

Crop Provisions

  • ARPI Forage Crop Provisions (27-ARPI-0033)
  • ARPI Wheat Crop Provisions (27-ARPI-0011)
  • Coverage Enhancement Option (CEO) Endorsement (27-TCT-B)
  • Forage Seed Crop Provisions (27-0107)
  •  Grass Seed Crop Provisions (27-0102)
  • Margin Price Provisions (27-MPP)
  • Small Grains Crop Provisions (27-0011) 

Approved insurance providers must notify producers of these changes at least 30 days prior to the cancellation date, as required by the policy. Interested producers should contact a crop insurance agent for further information. A list of agents can be found on the RMA website at www.rma.usda.gov/Tools-Reports/Agent-Locator.

DISPOSAL DATE:
December 31, 2027