Stonefruit

Stonefruit crops (fresh apricots, fresh freestone peaches, fresh nectarines, and fresh/processing plums) are insurable if:

• You have a share in the crop;
• They are grown in the county;
• The actuarial document provides premium rates;
• They are grown on trees that were commercially available when the trees were set out or have since become commercially available;
• They are adapted to the area;
• They are grown on a root stock that is adapted to the area;
• They have produced at least 200 lugs of fresh market produce per acre (or 2.2 tons per acre for processing plums) in at least 1 of the 4 most recent actual production history crop years, unless an inspection is done and approval is granted in writing; and
• They have reached at least the fifth growing season after set out or grafting.

You are protected against the following:

• Adverse weather conditions;
• Disease or insect infestation if adverse weather prevents the proper application of control measures, causes properly applied control measure to be ineffective, or causes disease or insect infestation for which no effective control mechanism is available;
• Earthquake;
• Failure of irrigation water supply, if due to an insured cause of loss;
• Fire, unless weeds and other forms of undergrowth have not been controlled or pruning debris has not been removed from the orchard;
• Volcanic eruption; or
• Wildlife;

Losses are not insured if due to:

• Split pits regardless of cause; or
• Inability to market the insured crop for any reason other than actual physical damage from an insurable cause listed above (for example, quarantine, boycott, or refusal of any person to accept production).

Coverage begins on:

• November 21; or
• The tenth day after your properly completed application is received for the first year of coverage if your application is received after November 11, but before November 21.

For each crop year (after the first crop year) the policy remains continuously in force, crop insurance coverage begins on the day immediately following the end of the insurance period for the crop year before.
Coverage ends:

• July 31 for apricots; or
• September 30 for nectarines, peaches, and plums.

Direct Marketing - Sale of the insured crop directly to consumers without the intervention of an intermediary such as wholesaler, retailer, packer, processor, shipper, or buyer.
Harvest - The physical removal of mature stonefruit from the tree either by hand or machine.
Interplanted - Acreage on which two or more crops are planted in any form of alternating or mixed pattern.
Lug - A container of fresh stonefruit of specified weight. Lugs of varying sizes are converted to standard lug equivalents on the basis of the following average net pounds of packed fruit:

• Fresh apricots - 24 pounds per lug;
• Fresh nectarines - 25 pounds per lug;
• Fresh freestone peaches - 25 pounds per lug; and
• Fresh plums - 28 pounds per lug.

The weight of processing plums is specified in tons.
Stonefruit - Fresh apricots, fresh freestone peaches, fresh nectarines, plums (pluots for fresh market and plums/prunes for either fresh or processing use in the Pacific Northwest), processing apricots, processing cling peaches, and processing freestone peaches grown for fresh market or processing.
Type - A category of a stonefruit crop with similar characteristics that are grouped for crop insurance purposes.