Mint

All mint types in the county are insurable if:

• A premium rate is provided by the actuarial document;
• You have a share;
• Planted for harvest and distillation as mint oil;
• Have an adequate stand of 1.5 plants per square foot by the date coverage begins; and
• Your insurance provider inspected and accepted for the first crop year you have insurance coverage or you certify as having an adequate stand by the date coverage begins, starting your second year of insurance coverage. Mint can be interplanted with a cover crop, if the cover crop is destroyed before its maturity and is not harvested as grain. The mint acreage must meet the rotation requirements (four crop years) and age limitations (four years for peppermint and scotch spearmint, and nine years for native spearmint). Separate requirements apply to Klamath County, Oregon. Talk to your crop insurance agent for details.

The policy does not insure any production loss that:

• Happens after harvest;
• Is due to your failure to distill the crop, unless such failure is due to actual physical damage caused by an insured cause of loss that occurs during the insurance period; or
• Is due to Verticillium Wilt disease.

Idaho

Ada, Canyon, Elmore, Owyhee, and Payette counties.

Oregon

Baker, Benton, Crook, Klamath, Lane, Linn, Malheur, Marion, Umatilla, and Union counties.

Washington

Adams, Benton, Franklin, Grant, Walla Walla, and Yakima counties.

Coverage for the peppermint type is available in all counties. Coverage for native and scotch spearmint types is also available in Canyon County in Idaho, Malheur and Umatilla counties in Oregon, and Adams, Benton, Franklin, Grant, Walla Walla, and Yakima counties in Washington. Coverage for native and scotch spearmint types may also be available by written agreement.

You are protected against the following:

• Adverse weather conditions, such as hail, frost, freeze, wind, drought, and excess moisture;
• Earthquake;
• Failure of irrigation water supply, if caused by an insured peril during the insurance period;
• Fire, if caused by an insured peril during the insurance period;
• Insects, but not damage due to insufficient or improper application of control measures (Verticillium Wilt is not a covered cause of loss);
• Plant disease, but not damage due to insufficient or improper application of control measures (Verticillium Wilt is not a covered cause of loss);
• Volcanic eruption; or
• Wildlife.

Insurance coverage begins on each unit or part of a unit with an adequate stand on May 16. Insurance coverage ends for each unit or part of a unit with the earliest of one of the following conditions:

• Total destruction of the insured crop on the unit;
• Final adjustment of a loss on a unit;
• Harvest;
• Abandonment of the crop; or
• October 31.

• Sales Closing Date
•        Winter Option …………September 30, 2017
  
•        Basic Coverage ………… March 15, 2018
• Acreage Reporting Date
•        Florida, Georgia …………December 15, 2017
•        South Carolina ………… July 15, 2018

The winter coverage option provides protection when any insured mint is damaged and does not meet the adequate stand requirement before basic coverage begins. This option provides a guarantee equal to 60 percent of the total guarantee. Coverage begins if you choose this option when you apply, on or before the fall sales closing date for the crop year, pay the additional premium indicated in the actuarial documents, and have not chosen coverage under the CAT coverage option.

If you choose winter coverage, all of your insurable acreage in the county is insured under the winter coverage option. Optional winter coverage begins November 1 for all mint acreage with an adequate stand. Insurance protection provided under this option stops on May 15, and coverage continues under the basic policy beginning the next day, May 16.

Assume 75 percent coverage level, a 100 percent price election per pound at $10.75, and an average yield of 100 pounds per acre APH.