Mint

Idaho,  Oregon,  Washington

Crop Insured

All mint types in the county are insurable if:

  • A premium rate is provided by the actuarial document;
  • You have a share;
  • Planted for harvest and distillation as mint oil;
  • Have an adequate stand of 1.5 plants per square foot by the date coverage begins; and
  • Your insurance provider inspected and accepted for the first crop year you have insurance coverage or you certify as having an adequate stand by the date coverage begins, starting your second year of insurance coverage.

Mint can be interplanted with a cover crop, if the cover crop is destroyed before its maturity and is not harvested as grain. The mint acreage must meet the rotation requirements (4 crop years) and age limitations (4 years for peppermint and scotch spearmint, and 9 years for native spearmint). Separate requirements apply to Klamath County, Oregon. Talk to your crop insurance agent for details.

The policy does not insure any production loss that:

  • Happens after harvest;
  • Is due to your failure to distill the crop, unless such failure is due to actual physical damage caused by an insured cause of loss that occurs during the insurance period; or
  • Is due to Verticillium Wilt disease.
Counties Available

Idaho - Ada, Canyon, Elmore, Owyhee, and Payette counties.
Oregon - Baker, Benton, Crook, Klamath, Lane, Linn, Malheur, Marion, Umatilla, and Union counties.
Washington - Adams, Benton, Franklin, Grant, Walla Walla, and Yakima counties.

Coverage for the peppermint type is available in all counties. Coverage for native and scotch spearmint types is also available in Canyon County in Idaho, Malheur and Umatilla counties in Oregon, and Adams, Benton, Franklin, Grant, Walla Walla, and Yakima counties in Washington. Coverage for native and scotch spearmint types may also be available by written agreement.

Causes of Loss

You are protected against the following:

  • Adverse weather conditions, such as hail, frost, freeze, wind, drought, and excess moisture;
  • Earthquake;
  • Failure of irrigation water supply, if caused by an insured peril during the insurance period;
  • Fire, if caused by an insured peril during the insurance period;
  • Insects, but not damage due to insufficient or improper application of control measures (Verticillium Wilt is not a covered cause of loss);
  • Plant disease, but not damage due to insufficient or improper application of control measures (Verticillium Wilt is not a covered cause of loss);
  • Volcanic eruption; or
  • Wildlife.
Insurance Period

IInsurance coverage begins on each unit or part of a unit with an adequate stand on May 16. Insurance coverage ends for each unit or part of a unit with the earliest of one of the following conditions:

  • Total destruction of the crop;
  • Harvest of the crop;
  • Final adjustment of a loss; 
  • Abandonment of the crop; or
  • October 31
Important Dates
Sales Closing Date
Winter Option .................................September 30, 2016
Basic Coverage ..................................... March 15, 2017
Acreage Reporting Date
Winter Option …………..................December 15, 2016
Basic Coverage ......................................... July 15, 2017
Reporting Requirements
You must report to your crop insurance agent the acreage with an adequate stand in which you have a share, your share at the time insurance coverage begins. You must report the crop by type and practice.
Coverage Levels and Price Elections
Coverage is based on your actual production history (APH). You can choose to cover a percent of your approved average yield, from 50 percent up to 85 percent, in 5-percent increments. The price election is the price you receive if you suffer a loss. You can choose a percent of the price established for the crop year.
Catastrophic Coverage
Catastrophic Risk Protection (CAT) coverage is available at 50 percent of your APH yield and 55 percent of the established price election. The total cost for CAT coverage is an administrative fee of $300 per crop per county.
Price Elections
The winter coverage option provides protection when any insured mint is damaged and does not meet the adequate stand requirement before basic coverage begins. This option provides a guarantee equal to 60 percent of the total guarantee. Coverage begins if you choose this option when you apply, on or before the fall sales closing date for the crop year, pay the additional premium indicated in the actuarial documents, and have not chosen coverage under the CAT coverage option. If you choose winter coverage, all of your insurable acreage in the county is insured under the winter coverage option. Optional winter coverage begins November 1 for all mint acreage with an adequate stand. Insurance protection provided under this option stops on May 15, and coverage continues under the basic policy beginning the next day, May 16.
Unit Structure
The mint policy offers a basic unit by type (peppermint, scotch spearmint, or native spearmint), share, and an optional unit by section. No optional or type units are available with CAT policies.
Loss Example
Assume 75-percent coverage level, a 100-percent price election per pound at $10.75, and an average yield of 100 pounds per acre APH.
100 Pounds per acre APH
0.75 Percent coverage level
75 Pound per acre guarantee
100 Acres
7,500 Pound unit guarantee
$10.75 Price coverage
$80,625 Guarantee value
   
3,000 Pounds harvested production
$10.75 Price coverage
$32,250 Harvested value
   
$80,625 Guarantee value
$32,250 Harvested value
$48,375 Loss indemnity due policyholder

 

Where to Buy Crop Insurance
All multi-peril crop insurance, including CAT policies, are available from private crop insurance agents. A list of crop insurance agents is available at all USDA service centers and on the RMA website at Agent Locator

  Regional Office Visit

  • 11707 E Sprague Ave
    Suite 304
    Spokane, WA 99206-6125
  • Phone: 509-228-6320
  • Fax: 509-228-6320
  • Email: rsowa@rma.usda.gov
This fact sheet gives only a general overview of the crop insurance program and is not a complete policy. For further information and an evaluation of your risk management needs, contact a crop insurance agent
The U.S. Department of Agriculture (USDA) prohibits discrimination in all its programs and activities on the basis of race, color, national origin, age, disability, and where applicable, sex, marital status, familial status, parental status, religion, sexual orientation, genetic information, political beliefs, reprisal, or because all or a part of an individual’s income is derived from any public assistance program. (Not all prohibited bases apply to all programs.) Persons with disabilities who require alternative means for communication of program information (Braille, large print, audiotape, etc.) should contact USDA’s TARGET Center at 202-720-2600 (voice and TDD). To file a complaint of discrimination, complete, sign and mail a program discrimination complaint form, (available at any USDA office location or online at www.ascr.usda.gov), to: United States Department of Agriculture; Office of the Assistant Secretary for Civil Rights; 1400 Independence Ave., SW; Washington, DC 20250-9410. Or call toll free at (866) 632- 9992 (voice) to obtain additional information, the appropriate office or to request documents. Individuals who are deaf, hard of hearing, or have speech disabilities may contact USDA through the Federal Relay service at (800) 877-8339 or (800) 845-6136.