Forage Production

Idaho,  Oregon,  Washington

Crop Insured

Forage production is insurable in a county if:

  • A premium rate is provided for the type in the actuarial documents;
  • You have a share in the crop; and
  • Grown after the establishment year.
Counties Available

Idaho - Benewah, Boundary, Kootenai, Teton, and Twin Falls counties.

Oregon - Klamath and Malheur counties.

Washington - Pend Oreille, Spokane, and Stevens counties.

Coverage is available in other counties by written agreement if certain criteria are met. Submit requests through your insurance agent to the Spokane Regional Office before the sales closing date.

Causes of Loss

You are protected against the following:

  • Adverse weather conditions such as hail, frost, freeze, wind, drought, and excess moisture;
  • Earthquake;
  • Failure of irrigation water supply, if caused by an insured peril during the insurance period;
  • Fire, if caused by an insured peril during the insurance period;
  • Insects, but not damage due to insufficient or improper application of control measures;
  • Plant disease, but not damage due to insufficient or improper application of control measures;
  • Volcanic eruption; or
  • Wildlife.

Damage that occurs after removal from the windrow is not insurable.

Insurance Period

Insurance begins on acreage with an adequate stand on the later of:

  • The day we accept your application;
  • October 16; or
  • April 15 of the year after the year of establishment (spring-seeded acreage only).

Insurance ends with the earliest of one of the following:

  • Total destruction of the forage crop;
  • Removal from the windrow or the field for each cutting;
  • Final adjustment of the loss;
  • Abandonment of the forage crop;
  • The date grazing starts on the forage crop; or
  • October 15.

Insurance coverage continues for acreage that is grazed after it has gone into winter dormancy. Winter dormancy is defined as the suspension of growth and development of the forage plants during the fall and winter months. You must remove all livestock from insured fields before the forage emerges from winter dormancy.

Acreage Report
You must report to your crop insurance agent all of the acreage of the insured crop within the county in which you have a share at the time insurance coverage begins.
Important Dates
  • Sales Closing …………September 30, 2017
  • Insurance Attaches…………October 16, 2017
  • Acreage Report Due…………December 15, 2017

For new spring-seeded acreage, a revised acreage report may be submitted until July 15.

Practices and Types

Irrigated practices are insurable in all counties listed. Non-irrigated practices are also available in select counties. The alfalfa type is insurable in all counties. The grassalfalfa, alfalfa-grass, timothy and orchardgrass types are insurable in select counties.

If a type or practice is not listed as insurable in your county, talk to your crop insurance agent about requesting coverage by written agreement.

Adequate Stand
Please contact your crop insurance agent to get adequate stand requirements applicable to your practice and types grown.
Production Reporting
Talk to your crop insurance agent for special reporting instructions if you plan to use your production on the farm (for example, livestock feed).
Coverage Levels and Price Election
You can choose a percentage of your approved average yield, from 50 percent to 75 percent. The price election is the price you receive if you suffer a loss. Choices vary by coverage level. Please check with your crop insurance agent for price election changes for this crop year.
Catastrophic Coverage
Catastrophic Risk Protection (CAT) coverage is available at 50 percent of your actual production history (APH) yield and 55 percent of the established price election. The total cost for CAT coverage is an administrative fee of $300 per crop per county.
Replant, Late, or Prevented Planting Payments
Not available on forage production policies.
Excluded Coverage

The policy does not insure any acreage:

  • That does not have an adequate stand at the beginning of the insurance period;
  • That is grown with a non-forage crop; or
  • Where the farming practices carried out on the insured acreage do not follow or comply with established good farming practices for your area.
Loss Example

Assume a 65 percent coverage level, a 100 percent price election of $163 per ton, and an average yield of 4 tons per acre.

4 Tons per acre (APH)
0.65 Percent coverage level
2.6 Tons per acre guarantee
1.3 Harvested tons per acre production
1.3 Tons per acre loss
$163 Price election
$212 Indemnity payment per acre
Where to Buy Crop Insurance
All multi-peril crop insurance, including CAT policies, are available from private crop insurance agents. A list of crop insurance agents is available at all USDA service centers and on the RMA website.

  Regional Office Visit

  • 11707 E Sprague Ave
    Suite 304
    Spokane, WA 99206-6125
  • Phone: 509-228-6320
  • Fax: 509-228-6320
  • Email: rsowa@rma.usda.gov
This fact sheet gives only a general overview of the crop insurance program and is not a complete policy. For further information and an evaluation of your risk management needs, contact a crop insurance agent
The U.S. Department of Agriculture (USDA) prohibits discrimination in all its programs and activities on the basis of race, color, national origin, age, disability, and where applicable, sex, marital status, familial status, parental status, religion, sexual orientation, genetic information, political beliefs, reprisal, or because all or a part of an individual’s income is derived from any public assistance program. (Not all prohibited bases apply to all programs.) Persons with disabilities who require alternative means for communication of program information (Braille, large print, audiotape, etc.) should contact USDA’s TARGET Center at 202-720-2600 (voice and TDD). To file a complaint of discrimination, complete, sign and mail a program discrimination complaint form, (available at any USDA office location or online at www.ascr.usda.gov), to: United States Department of Agriculture; Office of the Assistant Secretary for Civil Rights; 1400 Independence Ave., SW; Washington, DC 20250-9410. Or call toll free at (866) 632- 9992 (voice) to obtain additional information, the appropriate office or to request documents. Individuals who are deaf, hard of hearing, or have speech disabilities may contact USDA through the Federal Relay service at (800) 877-8339 or (800) 845-6136.