Actual Revenue History - Cherry

Idaho,  Oregon,  Washington

Crop Insured

Sweet cherries or tart cherries are insurable if:

  • The actuarial documents provide a premium rate;
  • You have a share in the crop;
  • They are varieties (scion and rootstock) adapted to the area;
  • They are irrigated, unless special provisions allow a non-irrigated practice;
  • They are grown in an orchard that meets the conditions of insurability contained in the special provisions and that, if inspected, is considered acceptable by us; and
  • They are not direct marketed unless proper notifications are made (sweet cherries only).

You must insure all your acreage of either sweet or tart cherries in a county at the same coverage level. For example, you could insure all of your sweet cherries and none of your tart cherries. If you choose to insure both kinds of cherries, they may be insured at separate coverage levels. However, two administrative fees will apply.

Counties Available - Sweet Cherries

Idaho

Canyon, Gem, Owyhee, Payette, and Washington counties.

Oregon

Gilliam, Hood River, Marion, Polk, Sherman, Umatilla, Union, Wasco, and Yamhill counties.

Washington

Adams, Benton, Chelan, Douglas, Franklin, Grant, Kittitas, Klickitat, Okanogan, Walla Walla, and Yakima counties.

Counties Available - Tart Cherries
Washington - Adams, Franklin, and Grant counties.
Causes of Loss

You are protected against the following:

  • Adverse weather conditions;
  • Earthquake;
  • Failure of the irrigation water supply, if caused by a natural cause of loss that occurs during the insurance period;
  • Fire, unless undergrowth has not been controlled or pruning debris has not been removed from the orchard;
  • An inadequate market price on sold cherries or on cherries that are valued with the annual price procedure;
  • Insects and plant disease, if adverse weather conditions prevent application of control measures or cause control measures to be ineffective after application, and reapplication is not possible or permitted before damage occurs or worsens; or no pesticides effective on the insect or the plant disease are registered with the Environmental Protection Agency and labeled for use on cherries;
  • Volcanic eruption; or
  • Wildlife.
Insurance Period

Coverage begins for the crop year the policy is initially applied for, or the year following a break in continuity of coverage on:

  • the later of 10 days after a properly completed application is received; or
  • November 21, unless we inspect the acreage during the 10-day period and determine it does not meet insurability requirements.

For each crop year (after the first crop year) the policy remains continuously in force, insurance coverage begins on the day immediately following the end of the insurance period for the crop year before.

Coverage ends with the earliest occurrence of one of the following:

  • Total destruction of the crop on the unit;
  • Harvest of the unit;
  • Final adjustment of a loss on a unit;
  • Abandonment of the crop on the unit;
  • August 15 for tart cherries;
  • August 31 for sweet cherries; or
  • January 15 following harvest for a revenue loss due to an inadequate market price.
Important Dates
  • Sales Closing…………November 20, 2017
  • Revenue Reporting…………January 15, 2018
  • Acreage Reporting…………January 15, 2018
The dates shown above apply to all Idaho, Oregon, and Washington counties where the Actual Revenue History Cherry Crop Insurance Plan is available.
Definitions
Annual revenue - The average revenue, per insured acre, expressed on a 100-percent share equivalent basis for a crop year calculated from the records you submit and claims for indemnities that you have signed (if applicable). The annual revenue is determined by the method described in section five of the endorsement. The annual revenue may not include any costs you incur for cooling, sorting, culling, packing, or any other activities that occur after the production has been harvested and delivered.
Administrative Fees
Thirty dollars per type of cherry (sweet or tart) per county.
Catastrophic Coverage Endorsement
The Catastrophic Risk Protection (CAT) coverage level is not available with this insurance plan.
Loss Example

Assume a 100 percent share in 10 acres of cherries on a single unit. You certify revenue for 5 of the most recent crop years at $7000 per acre and RMA provides an expected revenue factor of 1.00. Also assume you chose the 75 percent coverage level and a payment factor of 85 percent.

$7000 Revenue per acre
1.00 Percent share
 0.75 Coverage level
1.0 Expected revenue factor
0.85 Payment factor
$4,463 Total amount of liability per acre
   
$7000
Revenue per acre
1.00 Percent share
0.75 Coverage level
1.00 Expected revenue factor
$5,250 Total expected value per acre

You harvest a normal crop, but an inadequate

market price causes your revenue-to-count to be only $35,000.

   
10 Acres
$5,250 Total expected value per acre
$52,500 Total amount of insurance
   
$52,500 Total amount of insurance
$35,000 Revenue-to-count
$17,500 Difference
0.85 Payment factor
$14,875 Indemnity due policyholder
                                                       
Where to Buy Crop Insurance
All crop insurance, including CAT policies, are available from private crop insurance agents. A list of crop insurance agents is available at any USDA service center or on the RMA website.

  Regional Office Visit

  • 11707 E Sprague Ave
    Suite 304
    Spokane, WA 99206-6125
  • Phone: 509-228-6320
  • Fax: 509-228-6320
  • Email: rsowa@rma.usda.gov
This fact sheet gives only a general overview of the crop insurance program and is not a complete policy. For further information and an evaluation of your risk management needs, contact a crop insurance agent
The U.S. Department of Agriculture (USDA) prohibits discrimination in all its programs and activities on the basis of race, color, national origin, age, disability, and where applicable, sex, marital status, familial status, parental status, religion, sexual orientation, genetic information, political beliefs, reprisal, or because all or a part of an individual’s income is derived from any public assistance program. (Not all prohibited bases apply to all programs.) Persons with disabilities who require alternative means for communication of program information (Braille, large print, audiotape, etc.) should contact USDA’s TARGET Center at 202-720-2600 (voice and TDD). To file a complaint of discrimination, complete, sign and mail a program discrimination complaint form, (available at any USDA office location or online at www.ascr.usda.gov), to: United States Department of Agriculture; Office of the Assistant Secretary for Civil Rights; 1400 Independence Ave., SW; Washington, DC 20250-9410. Or call toll free at (866) 632- 9992 (voice) to obtain additional information, the appropriate office or to request documents. Individuals who are deaf, hard of hearing, or have speech disabilities may contact USDA through the Federal Relay service at (800) 877-8339 or (800) 845-6136.