Wheat

All wheat grown in the county is insurable if:

• Premium rates are provided;
• In which you have a share;
• That is planted for harvest as grain; and
• Grown in the county on insurable ground.

Wheat may not be insured if:

• It is interplanted with another crop;
• Planted into a grass or legume, unless excepted by the Natural Resources Conservation Service Cover Crop Guidelines; or
• Planted as a nurse crop, unless planted as a nurse crop for new forage seeding, but only if seeded at normal rate and intended for harvest as grain.

You are protected against the following:

• Adverse weather conditions, including hail, frost, freeze, excess precipitation and drought;
• Fire, if due to natural causes;
• Failure of irrigation water supply, if due to an insured cause of loss within the insurance period;
• Insects, but not damage due to insufficient or improper application of pest or disease control measures;
• Plant disease, but not damage due to insufficient or improper application of pest or disease control measures; or
• Wildlife.

Insurance coverage begins on the later of:

• Date we accept your application; or
• Date when the barley is planted by the final planting date designated.

Insurance coverage ends with the earliest of:

• Total destruction of the crop;
• Harvest of the unit;
• Final adjustment of loss on the unit;
• Abandonment of the crop; or
• October 31.

Sales Closing (Winter)…...……….September 30, 2015
Sales Closing (Durum)…………....September 30, 2015
Sales Closing (Spring) ……….…...September 30, 2015
Cancellation Date.………………...September 30, 2015
Final Planting Date………………..……Multiple Dates
Acreage Report Date…………………...Multiple Dates
Premium Billing……………….……….….July 1, 2016
End of Insurance………...…………...October 31, 2016

Yield Protection Plan - A plan of insurance that only provides protection against a production loss and is available only for crops for which revenue protection is available.

Revenue Protection Plan - A plan of insurance that only provides protection against loss of revenue due to a production loss, price decline or increase, or a combination of both. If the harvest price exclusion is elected, the insurance coverage provides protection only against loss of revenue due to a production loss, price decline, or a combination of both.

Revenue Protection with Harvest Price Exclusion - Insurance coverage that excludes the use of the harvest price in the determination of the revenue protection guarantee.

Wheat may be insured at the coverage levels shown in the table below. Crop insurance premiums are subsidized as shown. If you choose the 75 percent coverage level and Enterprise Units, your coverage is 75 percent of your approved actual production history yield, the premium subsidy is 77 percent, and your premium share is 23 percent of the base premium.

Under Yield Protection, a loss occurs when the bushels of wheat produced for the unit fall below the production guarantee due to damage from a covered cause of loss. Under Revenue Protection, a loss occurs when the value of production-to-count is less than the revenue production guarantee due to a production loss and/or a revenue loss Assume a 40 bushels per acre APH yield, 75 percent coverage level, $6.30 winter projected price, $6.00 winter harvest price, and basic unit coverage.