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M-14 Description

The Standard Reinsurance Agreement sets out the basic legal framework between the Federal Crop Insurance Corporation (FCIC) and private insurers which sell and service Federal crop insurance. The agreement covers the specifics of risk sharing, expense reimbursement, premium retention, and other operational requirements. Reinsurance is provided through proportional cessions and non-proportional stop-loss for each reinsurance fund. Expense reimbursement is paid on the full premium which includes premium collected from the policyholder and subsidy provided by the Federal government.

Manual 14 Handbook (M-14) outlines expectations for training and quality assurance. Manual 14 provides minimum training requirements for crop insurance agents and loss adjusters and for conduct of quality assurance programs. Manual 14 is referenced in the agreement as an incorporated part.

For more information, contact the Reinsurance Services Division at 202-720-4232.


Last Modified: 02/11/2011
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